Best Cashback and Rewards Credit Cards Right Now

flat 2% on everything, 1% when you buy and 1% when you pay. no categories to track, no annual fee. just simple and effective

5% rotating categories each quarter plus 3% on dining and drugstores. pairs amazingly with a sapphire card if you have one

6% back at us supermarkets up to $6k per year is wild. if you spend a lot on groceries this card basically pays for itself

3% on dining, entertainment, streaming, and grocery stores with no annual fee. hard to beat for a no-fee card

This card is a hidden gem for cashback lovers! It offers 5% back in rotating categories each quarter and 1% on everything else. Plus, they match your cash back at the end of your first year, which is a sweet bonus that can really add up!

This card is a hidden gem if you love customizing your rewards! You get to choose your own 5% categories every quarter, which means I can switch it up based on my spending habits. Plus, the $150 bonus after spending $500 in the first 90 days isn’t too shabby either!

If you want a simple, no-fuss cashback card, the Chase Freedom Unlimited is my go-to. You get 1.5% on every purchase, plus 3% on dining and drugstores. The bonus offer is also fantastic, making it super attractive for new users!

The Citi Rewards+ Card is great for those who love earning points on everyday purchases. Every purchase earns at least 1 point, and you get 2x points at supermarkets and gas stations. Best part? They round up to the nearest 10 points on every purchase, so I feel like I'm getting more bang for my buck!

This one’s a total sleeper hit! You earn 2% unlimited cash rewards on purchases, which is pretty solid. Plus, there's no annual fee and a nice intro APR period, making it perfect for anyone looking to save money while shopping.

If you're looking for a no annual fee card with solid cashback options, the Blue Cash Everyday is a winner. I love that I get 3% back on groceries (up to $6,000 per year), which helps offset my grocery bills. Plus, they have a nice welcome offer that gives you cash back after spending a certain amount in the first few months!

The PNC Cash Rewards card is awesome if you want straightforward cashback without the fuss. You earn 4% on gas, 3% on dining, and 1% on everything else, which suits my spending perfectly. And they don’t have an annual fee, so it’s all savings in my pocket!

I love the flexibility of this card! You can choose your 3% cashback category from a list that includes gas, online shopping, and dining. This personalization means I can adapt my rewards to my spending habits, and that’s a game changer!