r/lists • Posted by Sarah Chen💰 Finance
Luxury Credit Cards with Premier Concierge Services and Exclusive Benefits
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| # | Title | Annual Fee | Concierge Service | Lounge Access | Key Travel/Lifestyle Credits | Actions |
|---|---|---|---|---|---|---|
| 1 | American Express Platinum Card | 895 | Dedicated 24/7 Concierge | Global Lounge Collection (Centurion Lounges, Delta Sky Club, Priority Pass Select) | $200 airline fee credit, $200 Uber Cash, $400 Resy dining credit, $600 Fine Hotels + Resorts credit, CLEAR+ credit, digital entertainment credit, Saks Fifth Avenue credit. | |
| 2 | Chase Sapphire Reserve | 795 | Visa Infinite Concierge Service | Chase Sapphire Lounges, Priority Pass Select (1,300+ lounges) | $300 annual travel credit, $500 annual hotel credit (The Edit), $300 annual dining credit (Sapphire Reserve Exclusive Tables), $300 StubHub credit. | |
| 3 | Citi / AAdvantage Executive World Elite Mastercard | 595 | World Elite Mastercard Concierge Service | Admirals Club Membership | $100 Global Entry/TSA PreCheck credit, first checked bag free for up to 8 companions, car rental/rideshare/food delivery credits. | |
| 4 | Mastercard Black Card (Luxury Card) | 699 | 24/7 Luxury Card Concierge | Priority Pass Select (1,700+ lounges) | $200 annual airline credit, $100 annual dining credit, $120 Global Entry/TSA PreCheck credit. | |
| 5 | UBS Visa Infinite Credit Card | 650 | Visa Infinite Concierge Service | Priority Pass Select | $500 annual airline fee credit, up to $500 annual credit for dining/Amazon Prime/airport lounge fees (with $25k spend), Global Entry/TSA PreCheck credit. | |
| 6 | HSBC Elite Credit Card | 495 | Unlimited 24/7 Concierge Service | Priority Pass (for cardholder + 2 guests) | Up to $400 travel credits, $120 Global Entry/TSA PreCheck/CLEAR/NEXUS, $120 annual rideshare credit, Instacart+ benefits. | |
| 7 | Delta SkyMiles Reserve American Express Card | 650 | American Express Concierge Service | Delta Sky Club (15 visits/year, unlimited with $75k spend), American Express Centurion Lounges (when flying Delta) | Annual companion certificate, $120 Global Entry/TSA PreCheck credit, $200 Delta Stays credit, $120 rideshare credit. | |
| 8 | Marriott Bonvoy Brilliant American Express Card | 650 | American Express Concierge Service | Marriott Bonvoy Platinum Elite status (includes lounge access/breakfast at participating hotels) | Up to $300 annual dining credits (monthly increments), Free Night Award (up to 85,000 points). | |
| 9 | J.P. Morgan Reserve Card | 795 | J.P. Morgan Reserve Concierge Service | Chase Sapphire Lounges, Priority Pass Select, United Club membership | $300 annual travel credit, $500 hotel credit (The Edit), $300 dining credit, $300 StubHub credit, $420 DoorDash credits, $120 Global Entry/TSA PreCheck credit. | |
| 10 | Bank of America Premium Rewards Elite Credit Card | 550 | 24/7 Full-Service Concierge (Visa Infinite) | Priority Pass Select (up to four complimentary memberships) | Up to $300 airline incidental credits, up to $150 lifestyle conveniences credit, up to $120 Global Entry/TSA PreCheck credit. |
Annual Fee895
Concierge ServiceDedicated 24/7 Concierge
Lounge AccessGlobal Lounge Collection (Centurion Lounges, Delta Sky Club, Priority Pass Select)
Key Travel/Lifestyle Credits$200 airline fee credit, $200 Uber Cash, $400 Resy dining credit, $600 Fine Hotels + Resorts credit, CLEAR+ credit, digital entertainment credit, Saks Fifth Avenue credit.
Annual Fee795
Concierge ServiceVisa Infinite Concierge Service
Lounge AccessChase Sapphire Lounges, Priority Pass Select (1,300+ lounges)
Key Travel/Lifestyle Credits$300 annual travel credit, $500 annual hotel credit (The Edit), $300 annual dining credit (Sapphire Reserve Exclusive Tables), $300 StubHub credit.
Annual Fee595
Concierge ServiceWorld Elite Mastercard Concierge Service
Lounge AccessAdmirals Club Membership
Key Travel/Lifestyle Credits$100 Global Entry/TSA PreCheck credit, first checked bag free for up to 8 companions, car rental/rideshare/food delivery credits.
Annual Fee699
Concierge Service24/7 Luxury Card Concierge
Lounge AccessPriority Pass Select (1,700+ lounges)
Key Travel/Lifestyle Credits$200 annual airline credit, $100 annual dining credit, $120 Global Entry/TSA PreCheck credit.
Annual Fee650
Concierge ServiceVisa Infinite Concierge Service
Lounge AccessPriority Pass Select
Key Travel/Lifestyle Credits$500 annual airline fee credit, up to $500 annual credit for dining/Amazon Prime/airport lounge fees (with $25k spend), Global Entry/TSA PreCheck credit.
Annual Fee495
Concierge ServiceUnlimited 24/7 Concierge Service
Lounge AccessPriority Pass (for cardholder + 2 guests)
Key Travel/Lifestyle CreditsUp to $400 travel credits, $120 Global Entry/TSA PreCheck/CLEAR/NEXUS, $120 annual rideshare credit, Instacart+ benefits.
Annual Fee650
Concierge ServiceAmerican Express Concierge Service
Lounge AccessDelta Sky Club (15 visits/year, unlimited with $75k spend), American Express Centurion Lounges (when flying Delta)
Key Travel/Lifestyle CreditsAnnual companion certificate, $120 Global Entry/TSA PreCheck credit, $200 Delta Stays credit, $120 rideshare credit.
Annual Fee650
Concierge ServiceAmerican Express Concierge Service
Lounge AccessMarriott Bonvoy Platinum Elite status (includes lounge access/breakfast at participating hotels)
Key Travel/Lifestyle CreditsUp to $300 annual dining credits (monthly increments), Free Night Award (up to 85,000 points).
Annual Fee795
Concierge ServiceJ.P. Morgan Reserve Concierge Service
Lounge AccessChase Sapphire Lounges, Priority Pass Select, United Club membership
Key Travel/Lifestyle Credits$300 annual travel credit, $500 hotel credit (The Edit), $300 dining credit, $300 StubHub credit, $420 DoorDash credits, $120 Global Entry/TSA PreCheck credit.
Annual Fee550
Concierge Service24/7 Full-Service Concierge (Visa Infinite)
Lounge AccessPriority Pass Select (up to four complimentary memberships)
Key Travel/Lifestyle CreditsUp to $300 airline incidental credits, up to $150 lifestyle conveniences credit, up to $120 Global Entry/TSA PreCheck credit.
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