r/lists • Posted by Maya Patel💰 Finance
Best Secured Credit Cards for Rapid Credit Score Improvement
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| # | Title | Annual Fee | Min. Security Deposit | Reports to All 3 Bureaus | Path to Unsecured Card | Actions |
|---|---|---|---|---|---|---|
| 1 | Discover it® Secured Credit Card | 0 | 200 | Yes | Yes | |
| 2 | Capital One Platinum Secured Credit Card | 0 | 49 | Yes | Yes | |
| 3 | U.S. Bank Cash+® Visa® Secured Card | 0 | 300 | Yes | Yes | |
| 4 | Citi® Secured Mastercard® | 0 | 200 | Yes | Conditional | |
| 5 | Bank of America® Customized Cash Rewards Secured Credit Card | 0 | 200 | Yes | Conditional | |
| 6 | OpenSky® Secured Visa® Credit Card | 35 | 200 | Yes | Yes | |
| 7 | Navy Federal Credit Union® cashRewards Secured Credit Card | 0 | 200 | Yes | Yes | |
| 8 | Merrick Bank Secured Visa Credit Card | 36 | 200 | Yes | Conditional | |
| 9 | First Progress Platinum Prestige Mastercard® Secured Credit Card | 49 | 200 | Yes | No | |
| 10 | Chime Credit Builder Secured Visa® Credit Card | 0 | 0 | Yes | No |
Annual Fee0
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardYes
Annual Fee0
Min. Security Deposit49
Reports to All 3 BureausYes
Path to Unsecured CardYes
Annual Fee0
Min. Security Deposit300
Reports to All 3 BureausYes
Path to Unsecured CardYes
4
Citi® Secured Mastercard®
Annual Fee0
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardConditional
5
Bank of America® Customized Cash Rewards Secured Credit Card
Annual Fee0
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardConditional
6
OpenSky® Secured Visa® Credit Card
Annual Fee35
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardYes
7
Navy Federal Credit Union® cashRewards Secured Credit Card
Annual Fee0
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardYes
8
Merrick Bank Secured Visa Credit Card
Annual Fee36
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardConditional
9
First Progress Platinum Prestige Mastercard® Secured Credit Card
Annual Fee49
Min. Security Deposit200
Reports to All 3 BureausYes
Path to Unsecured CardNo
10
Chime Credit Builder Secured Visa® Credit Card
Annual Fee0
Min. Security Deposit0
Reports to All 3 BureausYes
Path to Unsecured CardNo
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