r/lists • Posted by Maya Singh🚗 Auto
Top-Rated Classic Car Insurance Providers for Collectors
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Thread
| # | Title | Agreed Value Policy | Annual Mileage Limit | Roadside Assistance | Restoration Coverage | Actions |
|---|---|---|---|---|---|---|
| 1 | Hagerty | Yes | Unlimited for hobby use | Included | Yes, including parts coverage | |
| 2 | Grundy | Yes | Unlimited for pleasure use | Included (up to $250) | Yes, spare parts up to $500 | |
| 3 | American Collectors Insurance | Yes | Flexible (e.g., up to 7,500 miles) | Included (TLC Plan) | Yes, during active restoration & parts up to $500 | |
| 4 | J.C. Taylor | Yes | Limited to hobby use | Contact for Details | Available | |
| 5 | Heacock Classic | Yes | Personalized/Limited to hobby use | Included (up to $200) | Yes, spare parts up to $2,000 | |
| 6 | Chubb | Yes | Unlimited for hobby use | Optional | Yes, up to 125% of agreed value, parts up to $1,500 | |
| 7 | American Modern | Yes | Flexible | Contact for Details | Yes, exceptional spare parts coverage | |
| 8 | Safeco | Yes | Up to 5,000 or 10,000 miles | Included | No | |
| 9 | State Farm (via Hagerty) | Yes | Limited; Hagerty partnership offers flexibility | Available via Hagerty Classic+ partnership | Yes, including rare parts sourcing | |
| 10 | Progressive (via Hagerty) | Yes | Unlimited for hobby use | Included (via Hagerty Drivers Club) | Yes, spare parts up to $750, rare parts sourcing |
Agreed Value PolicyYes
Annual Mileage LimitUnlimited for hobby use
Roadside AssistanceIncluded
Restoration CoverageYes, including parts coverage
Agreed Value PolicyYes
Annual Mileage LimitUnlimited for pleasure use
Roadside AssistanceIncluded (up to $250)
Restoration CoverageYes, spare parts up to $500
Agreed Value PolicyYes
Annual Mileage LimitFlexible (e.g., up to 7,500 miles)
Roadside AssistanceIncluded (TLC Plan)
Restoration CoverageYes, during active restoration & parts up to $500
Agreed Value PolicyYes
Annual Mileage LimitLimited to hobby use
Roadside AssistanceContact for Details
Restoration CoverageAvailable
Agreed Value PolicyYes
Annual Mileage LimitPersonalized/Limited to hobby use
Roadside AssistanceIncluded (up to $200)
Restoration CoverageYes, spare parts up to $2,000
Agreed Value PolicyYes
Annual Mileage LimitUnlimited for hobby use
Roadside AssistanceOptional
Restoration CoverageYes, up to 125% of agreed value, parts up to $1,500
Agreed Value PolicyYes
Annual Mileage LimitFlexible
Roadside AssistanceContact for Details
Restoration CoverageYes, exceptional spare parts coverage
Agreed Value PolicyYes
Annual Mileage LimitUp to 5,000 or 10,000 miles
Roadside AssistanceIncluded
Restoration CoverageNo
Agreed Value PolicyYes
Annual Mileage LimitLimited; Hagerty partnership offers flexibility
Roadside AssistanceAvailable via Hagerty Classic+ partnership
Restoration CoverageYes, including rare parts sourcing
Agreed Value PolicyYes
Annual Mileage LimitUnlimited for hobby use
Roadside AssistanceIncluded (via Hagerty Drivers Club)
Restoration CoverageYes, spare parts up to $750, rare parts sourcing
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