r/lists • Posted by Sarah Chen💰 Finance
Essential Fintech Apps that Combine Investing and Budgeting for Beginners
11 items0 reactions0 followers
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| # | Title | Minimum Investment (USD) | Monthly Fee (USD) | Overall Rating (out of 5) | Key Feature | Actions |
|---|---|---|---|---|---|---|
| 1 | Acorns | 5 | 3 | Automated 'Round-Ups' micro-investing | ||
| 2 | Stash | 1 | 3 | Fractional shares & Stock-Back® Card | ||
| 3 | M1 Finance | 100 | 3 | Customizable automated 'Pies' investing | ||
| 4 | SoFi | 0 | 0 | All-in-one banking, investing, and loans | ||
| 5 | Empower (formerly Personal Capital) | 0 | 0 | Comprehensive financial dashboard & net worth tracker | ||
| 6 | Betterment | 10 | 0 | Goal-based robo-advising & cash management | ||
| 7 | Wealthfront | 500 | 0 | Automated investing with high-yield cash account | ||
| 8 | Fidelity Go | 10 | 0 | Zero advisory fee for balances under $25,000 | ||
| 9 | Schwab Intelligent Portfolios | 5000 | 0 | No advisory fee robo-advisor with diversified portfolios | ||
| 10 | Robinhood Gold | 0 | 5 | IRA match & high APY on uninvested cash | ||
| 11 | Public.com | 5 | 0 | Social investing community & commission-free trading |
Minimum Investment (USD)5
Monthly Fee (USD)3
Overall Rating (out of 5)
Key FeatureAutomated 'Round-Ups' micro-investing
Minimum Investment (USD)1
Monthly Fee (USD)3
Overall Rating (out of 5)
Key FeatureFractional shares & Stock-Back® Card
Minimum Investment (USD)100
Monthly Fee (USD)3
Overall Rating (out of 5)
Key FeatureCustomizable automated 'Pies' investing
4SoFi
Minimum Investment (USD)0
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureAll-in-one banking, investing, and loans
Minimum Investment (USD)0
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureComprehensive financial dashboard & net worth tracker
Minimum Investment (USD)10
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureGoal-based robo-advising & cash management
Minimum Investment (USD)500
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureAutomated investing with high-yield cash account
Minimum Investment (USD)10
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureZero advisory fee for balances under $25,000
Minimum Investment (USD)5000
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureNo advisory fee robo-advisor with diversified portfolios
Minimum Investment (USD)0
Monthly Fee (USD)5
Overall Rating (out of 5)
Key FeatureIRA match & high APY on uninvested cash
Minimum Investment (USD)5
Monthly Fee (USD)0
Overall Rating (out of 5)
Key FeatureSocial investing community & commission-free trading
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