r/lists • Posted by Sarah Chen✈️ Travel
Top Travel Insurance Providers for Pre-Existing Medical Conditions
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- 1
Allianz Partners
allianz-partners.comThey're often highlighted for their robust pre-existing medical condition protection, especially with plans like OneTrip Prime. You usually need to purchase your policy within 14 days of your first trip payment and be medically able to travel. - 2
Travel Guard
travelguard.comTravel Guard offers a pre-existing medical condition exclusion waiver, particularly with their Deluxe Plan, if you buy your plan early, usually within 15 days of your initial trip deposit. This can really put your mind at ease. - 3
Travelex
travelexinsurance.comTheir Ultimate plan is designed to cover pre-existing conditions if you purchase it within 21 days of your first trip payment and meet eligibility criteria. They really believe everyone deserves to travel, regardless of their health history. - 4
Seven Corners
sevencorners.comTheir Trip Protection Choice plan is frequently recommended as a top option for comprehensive coverage when pre-existing conditions are a concern. They offer strong medical coverage and often feature prominently on comparison sites for this benefit. - 5
Tin Leg
tinleg.comThe Tin Leg Gold plan is praised for its high medical coverage limits and excellent pre-existing condition benefits, which is fantastic for peace of mind. It's a solid choice for those needing substantial coverage. - 6
IMG (International Medical Group) - iTravelInsured Choice
imglobal.comThis plan is a stellar option, especially for seniors, offering coverage for individuals up to 99 years old and impressive medical and evacuation benefits, even with existing health issues. It provides significant overseas medical protection. - 7
Visitors Protect
This company is known for comprehensive visitor insurance plans that include coverage for pre-existing conditions, extending to travelers up to 99 years of age. It's a great option for those visiting the USA with health concerns. - 8
INF Elite X / INF Premier X
These plans are particularly good for seniors and older parents visiting the USA, offering pre-existing condition coverage up to age 99, subject to plan limits. They're often considered for those needing extensive benefits. - 9
Atlas America (WorldTrips)
This plan provides coverage for acute onset of pre-existing conditions for ages under 80, making it ideal for parents with certain health concerns. It's a strong choice for international travelers. - 10
John Hancock Insurance
They offer comprehensive travel insurance coverage for seniors, which can include options for pre-existing medical conditions. It's worth looking into their plans for broad protection. - 11
Nationwide
While often highlighted for cruise travel insurance, Nationwide also provides plans that can offer pre-existing condition waivers if purchased within 15 days of your initial trip payment. It's good to check their options for different trip types. - 12
Travel Insured International - FlexiPAX
squaremouth.comThis plan is another good contender for medical coverage and evacuation, and like many comprehensive plans, can offer pre-existing condition benefits with a timely purchase. It’s known for good overall protection. - 13
Blue Cross Blue Shield Global Solutions
bcbsglobalsolutions.comFor policies backed by health insurers, their Single Trip Platinum plan offers strong medical coverage. They are a reliable name for travel medical insurance and can include pre-existing condition benefits.
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