r/lists • Posted by Sarah Chen💰 Finance
Credit Cards with the Best Built-in Travel Insurance Benefits
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| # | Title | Annual Fee | Primary Rental Car Insurance | Trip Cancellation/Interruption Coverage | Foreign Transaction Fee | Actions |
|---|---|---|---|---|---|---|
| 1 | Chase Sapphire Reserve® | 550 | Yes | Up to $10,000 per person, $40,000 per 12-month period | 0 | |
| 2 | Chase Sapphire Preferred® Card | 95 | Yes | Up to $10,000 per person, $20,000 per trip | 0 | |
| 3 | The Platinum Card® from American Express | 695 | No | Up to $10,000 per trip, $20,000 per 12-month period | 0 | |
| 4 | Capital One Venture X Rewards Credit Card | 395 | Yes | Up to $10,000 per person, $20,000 per covered trip | 0 | |
| 5 | United℠ Explorer Card | 95 | Yes | Up to $1,500 per person, $6,000 per trip | 0 | |
| 6 | IHG One Rewards Premier Credit Card | 99 | No | Up to $5,000 per person, $10,000 per trip | 0 | |
| 7 | Marriott Bonvoy Boundless® Credit Card | 95 | No | Up to $1,500 per person, $6,000 per trip | 0 | |
| 8 | Delta SkyMiles® Reserve American Express Card | 650 | No | Up to $10,000 per trip, $20,000 per calendar year | 0 | |
| 9 | Bank of America® Premium Rewards® credit card | 95 | No | Up to $2,500 per trip | 0 | |
| 10 | U.S. Bank Altitude® Reserve Visa Infinite® Card | 400 | Yes | Up to $2,000 per person (for common carrier tickets only) | 0 | |
| 11 | Hilton Honors Aspire Card from American Express | 550 | No | Up to $10,000 per trip, $20,000 per 12-month period | 0 |
Annual Fee550
Primary Rental Car InsuranceYes
Trip Cancellation/Interruption CoverageUp to $10,000 per person, $40,000 per 12-month period
Foreign Transaction Fee0
Annual Fee95
Primary Rental Car InsuranceYes
Trip Cancellation/Interruption CoverageUp to $10,000 per person, $20,000 per trip
Foreign Transaction Fee0
Annual Fee695
Primary Rental Car InsuranceNo
Trip Cancellation/Interruption CoverageUp to $10,000 per trip, $20,000 per 12-month period
Foreign Transaction Fee0
Annual Fee395
Primary Rental Car InsuranceYes
Trip Cancellation/Interruption CoverageUp to $10,000 per person, $20,000 per covered trip
Foreign Transaction Fee0
Annual Fee95
Primary Rental Car InsuranceYes
Trip Cancellation/Interruption CoverageUp to $1,500 per person, $6,000 per trip
Foreign Transaction Fee0
Annual Fee99
Primary Rental Car InsuranceNo
Trip Cancellation/Interruption CoverageUp to $5,000 per person, $10,000 per trip
Foreign Transaction Fee0
Annual Fee95
Primary Rental Car InsuranceNo
Trip Cancellation/Interruption CoverageUp to $1,500 per person, $6,000 per trip
Foreign Transaction Fee0
Annual Fee650
Primary Rental Car InsuranceNo
Trip Cancellation/Interruption CoverageUp to $10,000 per trip, $20,000 per calendar year
Foreign Transaction Fee0
Annual Fee95
Primary Rental Car InsuranceNo
Trip Cancellation/Interruption CoverageUp to $2,500 per trip
Foreign Transaction Fee0
Annual Fee400
Primary Rental Car InsuranceYes
Trip Cancellation/Interruption CoverageUp to $2,000 per person (for common carrier tickets only)
Foreign Transaction Fee0
Annual Fee550
Primary Rental Car InsuranceNo
Trip Cancellation/Interruption CoverageUp to $10,000 per trip, $20,000 per 12-month period
Foreign Transaction Fee0
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